How Carmaury Works
Buy a car the simple way: browse listings with transparent dollar pricing, submit a purchase request, and the dealer reviews your credit. If approved, pay your down payment securely and drive home today. If denied, nothing is lost.
Browse the marketplace
Search available cars by make, price, location, body type, fuel, and more. Every listing shows the price and down payment in dollars — no conversion needed.
Submit a purchase request
Found your car? Each listing shows the down payment in dollars. Submit a request — no payment is collected yet. The dealer simply reviews your credit profile.
Dealer reviews your credit
The dealer checks your credit score and decides to approve or deny your request. Carmaury does not make this decision — it's entirely between you and the dealer.
Dealer approves → pay your down payment
If the dealer approves, pay your down payment securely through Carmaury. The vehicle is reserved for you. Coordinate pickup with the dealer and drive it home — today, not next week.
Dealer denies → nothing lost
If the dealer denies your request, nothing happens. No payment was collected — nothing is charged, nothing is lost. You're free to submit a request on another vehicle.
Finance the rest through the dealer's bank
After your down payment, the dealer's bank handles financing on the remaining balance. Carmaury's role ends at the down payment — we connect you to the car, the dealer's bank takes it from there.
Transparent Pricing
Every listing shows the full price and down payment in dollars. No credits, no conversion — just honest pricing.
Real dollar prices
Every car is priced in dollars. What you see is what you pay — no conversion rates or hidden fees.
Pay at checkout
When the dealer approves your request, pay your down payment securely through our payment platform. Your card is charged only then.
Down payment = drive today
Pay the down payment and the car is yours to drive home. Finance the rest through the dealer's bank.
Drive home today
Browse cars with transparent dollar pricing. Submit a request, get approved, pay your down payment, and drive.
Carmaury is a down payment platform — not a lender or credit bureau
Carmaury connects buyers to cars through down payments. We do not make credit decisions — the dealer approves or denies each request based on the buyer's credit. We do not finance vehicles, issue loans, or collect payments on the remaining balance. All credit decisions and financing are handled by the dealer and their bank. Carmaury is not responsible for credit approvals, denials, loan terms, financing disputes, or agreements made between the buyer and dealer.
Frequently Asked Questions
How much do I need to put down?
Every listing shows the down payment required in dollars. It's a fraction of the total price — just enough to secure the car so you can drive it home today.
When do I pay?
You don't pay anything when you submit a purchase request. Payment is only collected after the dealer reviews your credit and approves your request. Only then do you pay your down payment securely through Carmaury.
What happens if the dealer denies my request?
If the dealer denies your request, nothing happens. No payment was collected — nothing is charged, nothing is lost. You're free to submit a request on another vehicle right away.
Why does the dealer need to run my credit?
After you submit a request, the dealer runs a credit report. Based on your credit and the car, the dealer decides to approve or deny. Carmaury does not make this decision — it's entirely between you and the dealer.
Who finances the rest of the car?
The dealer's bank handles financing on the remaining balance after your down payment. Carmaury is not a lender — we're a platform that connects you to the car. Once your down payment is paid, financing is arranged directly between you and the dealer's bank.
Is Carmaury responsible for the dealer's credit decision or my loan?
No. Carmaury does not make credit decisions — that's entirely up to the dealer. We are also not involved in financing the remaining balance, setting loan terms, or collecting payments. Carmaury's role is limited to processing the down payment after the dealer approves your request. All credit decisions and financing are handled by the dealer and their bank.
Can I get my down payment back?
If the deal falls through before you take delivery, you can cancel your reservation and a refund will be processed for your down payment.
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